💼

Business & Finance · FRQ Trainer

Free-response 1 of 8 · Personal Finance

4 pts our rubric

This is our practice prompt and our rubric, written to the skills the exam assesses. The point total above is ours — we have not published a verified breakdown of the real Business & Finance Section II, so don’t read it as a College Board value.

Prompt

A young professional is deciding between keeping their emergency fund in a standard checking account with zero interest or moving it to a high-yield savings account offering 4% APY.

aDefine opportunity cost.1 pt

bIdentify the opportunity cost of keeping the money in the checking account.1 pt

cExplain the role of inflation in this decision.1 pt

dDescribe one potential disadvantage of moving the money to a high-yield savings account or CD.1 pt

Keep writing to unlock scoring (0/120)

Write your response first — then grade it with AI or self-score against the rubric.